PayU GPO and YouLend join forces in Poland to provide revenue-based financing for thousands of small businesses

PayU GPO, a global online payment service provider, has been working with YouLend for more than two years to provide revenue-based financing for thousands of small and medium-sized (SME) e-commerce companies across Poland.

Recognizing the macroeconomic challenges restricting SME growth, PayU GPO has embarked on a collaborative effort with YouLend to introduce a seamless, embedded finance solution that provides access to funding for small businesses directly at their point of need. This initiative aims to bolster merchant business expansion and resilience.

• Through the partnership, eligible merchants using the PayU GPO payment gateway can now apply for funding ranging from 3,000 PLN - 500,000 PLN
• The funds can be used for any business purpose, such as buying inventory, hiring staff, or simply boosting cashflow 
• Instead of paying a fixed monthly repayment, business owners can pay a small percentage of their daily products sale revenue, giving businesses peace of mind that repayments will be hassle-free and proportionate to their income - no secure deposit, or other collaterals.

“YouLend's partnership with PayU marks a significant step in our mission to deliver fast, flexible, and affordable financing solutions to small businesses across Poland. PayU is the perfect partner for YouLend as we share the common goal of putting customer experiences first and elevating the financing experience for SMEs with a best-in-class embedded journey.” - Joanna Budzik-Lister, Strategic Partnerships and Country Head Poland, YouLend.

PayU GPO chose to partner with YouLend due to its global presence, strong track-record of success in Europe, and robust, battle-tested API integrations. A key element of PayU GPO’s choice was YouLend’s ability to deliver a seamless application process that takes just a few minutes!

This resulted in the launch of a new financing product within PayU GPO’s ecosystem, helping them support their customers with flexible, revenue-based financing.

“With YouLend, we have not only diversified our service offerings, but created a financial lifeline for our merchants in these testing times. It’s a testament to our commitment to evolve in line with market needs and merchant success.” - Tomasz Żołnierz, Head of Business Development EMEA, PayU Credit.

Today, PayU and YouLend’s partnership has helped them create a competitive advantage in the Polish payments landscape. With seamless integration between PayU GPO and YouLend, the application journey is fully branded, ensuring that SMEs can find easy access to working capital in an environment they trust.